So, you’ve seen a flyer advertising land for ₦1 million and you’re thinking, “What a great deal!”
But here’s the truth: that ₦1 million is just the beginning.

In Nigeria’s real estate market, many first-time buyers are caught off guard by other charges that aren’t included in the advertised price. If you’re not fully informed, these unexpected costs can delay your plans — or drain your savings.

In this post, we’ll break down the most common other costs you should factor in before making that property payment.

1. Survey Plan

A survey plan is a professionally drawn map that shows the boundaries and measurements of your land.
It’s essential for documentation and future development. Most times, it’s not included in the initial cost of the land.

💰 Cost is dependent on location and land size

2. Legal Documentation Fee

This covers the drafting and signing of legal documents like the Contract of Sale, Deed of Assignment, or Power of Attorney. Without proper legal documents, your ownership may not be secure.

💰 Cost also depends on land size and location.
Sometimes charged as a flat rate.

3. Development Levy / Infrastructure Fee

This fee is usually charged by estate developers or community leadership (especially in gated estates). It covers things like roads, drainage, street lights, perimeter fencing, and sometimes security.

💰 Cost varies depending on the estate, location, and project scale.

4. Agency or Commission Fees

If you’re buying through an agent or realtor, a commission fee will apply. Even when dealing with a company, there will be administrative or processing charges. The fee might come from the buyer or the seller. The agent fees covers transport, time spent following up on your land purchase, legal documentation, survey plan. Also verifying everything is legit.

💰 Cost Range: 5% – 10% of the land value (for agents)

Below is an example breakdown from Arizon Estate,

Buying land in Nigeria can be one of the smartest financial moves you make — but only if you do it with your eyes open. The price on the flyer is just a part of the total picture.

Knowledge saves money.